General Privacy Policy

Welcome to USA Lavoro e Credito (usa.lavoroecredito.com). Operated by USA Lavoro e Credito. This Privacy Policy describes how we collect, use, share, and protect your data when you visit our website or use our services.

By accessing or using our site, you agree to the terms of this policy. If you do not agree, please do not use our site. We recommend that you read this policy carefully to understand our privacy practices.


1. Data Accuracy

At USA Lavoro e Credito, we strive to ensure that all information displayed on our site is accurate, up-to-date, and comprehensive. Our content undergoes regular reviews and is updated as needed. However, the ever-evolving nature of the internet means that information can change quickly or come from various sources, some of which are beyond our direct control, including third-party content.

While we endeavor to ensure the accuracy of the information, we cannot guarantee that our site’s content is entirely free from errors, omissions, or outdated information. We are not liable for any loss or damage resulting from reliance on any information provided on our site.

Additionally, while we do not request any monetary value for any action, we make efforts to ensure third-party content is duly validated and free from copyright infringements. Our curation team verifies and ensures that the content included on the USA Lavoro e Credito site is genuinely accurate and reputable.


2. Updates and Amendments

We are committed to continually improving our users’ experience. As such, we regularly update our site. This may involve data corrections, removal of outdated information, or the introduction of new features. We reserve the right to make these changes at any time, without prior notice.


3. Communication

We value our users’ feedback and are dedicated to delivering exceptional service. If you come across information you believe to be inaccurate, outdated, or have any objections to the published content, we encourage you to contact us directly. To do so, please email contact@usa.lavoroecredito.com. We will endeavor to investigate and address your concerns promptly.


4. Changes to Terms of Use and Privacy Policy

These Terms of Use and Privacy Policy may be periodically reviewed and updated. Any changes will take effect immediately upon posting the revised policy on our site. Your continued use of our site following any changes signifies your acceptance of these alterations. We advise you to regularly review this page for updates.

For more details on our Terms of Use and Privacy Policy, please refer to:


5. Information We Collect

At USA Lavoro e Credito, we do not collect personally identifiable or sensitive information such as home addresses, IDs, bank details, credit card numbers, or passports. We only collect data useful for advertisements and personalized advertising. The data we collect includes navigation cookies and advertising data.

Types of Data Collected

  • Location Data: We use general location information (such as IP addresses) to provide content relevant to your geographical area.
  • Cookies and Browsing Data: We use cookies and collect browsing data to offer a tailored experience, analyze site traffic, and understand user behavior. This information helps us improve our services and the effectiveness of our content.

Cookies are not used to collect identifiable personal information. They are set to remain active for a standard period, after which they automatically expire. If you prefer, you can disable cookies by adjusting your browser settings. However, disabling cookies may result in the loss of certain features and functionalities of the site.


6. Use of Cookies

Cookies are small text files placed on your device to help the site provide a better user experience. They are used to:

  • Retain user preferences.
  • Store information for functionalities like shopping carts.
  • Provide anonymized tracking data to third-party applications, such as Google Analytics.

At USA Lavoro e Credito, we use cookies to optimize site functionality, enhance user experience, and ensure that content is relevant to you.

Online Behavioral Advertising

When you use our services, we may serve ads based on various factors, such as:

  • The content of the page you are visiting.
  • Information you provide, such as your age or gender.
  • Your search history and browsing behavior.
  • Demographic data and user-generated content.

These ads are tailored to provide a more relevant and personalized experience.


Third-Party Advertising

Some of the services and advertisements on our site are delivered or served by third-party companies. These companies may use cookies, pixel tags, web beacons, or other tracking technologies to collect information about your use of our services. For example:

  • An advertiser may place or recognize a unique cookie on your browser to track your activity.
  • An ad server may collect your device’s unique identifier while serving an ad.

This information may be used to show you advertisements on other websites based on your interests.

Important Note: We do not have access to or control over how these third parties use cookies or other tracking technologies. Their practices are governed by their own privacy policies.


Google Advertising

We use Google to serve ads on our site. Google uses the DoubleClick cookie and, in some cases, a unique device identifier to show you ads based on your visits to our site and other sites on the internet.

If you wish to opt out of the use of the DoubleClick cookie for interest-based advertising, you can visit Google’s Ad and Content Network Privacy Policy.

Opt-Out Note: The opt-out is cookie-based and applies only to the specific computer and browser you are using. If you delete cookies or use a different device or browser, you will need to opt out again.


General Commitment to Privacy

At USA Lavoro e Credito, we are committed to protecting the privacy and security of all our users’ personal information. We do not solicit, collect, or require identifiable personal information during the standard use of our site. The information we collect is limited to non-personal and aggregate data, which is necessary for:

  • The proper operation of the site.
  • The delivery of relevant advertisements in partnership with advertising platforms like Google.

Rights of European Union Citizens Under the GDPR

The European Union (EU) takes privacy and data protection very seriously. Under the General Data Protection Regulation (GDPR), EU citizens have the following rights regarding their personal data:

  1. Right of Access: You have the right to know if your personal data is being processed and, if so, to access that data and obtain information about how it is being used.
  2. Right to Rectification: If you believe your personal data is incorrect or incomplete, you have the right to request corrections.
  3. Right to Erasure (Right to Be Forgotten): In certain circumstances, you can request the deletion of your personal data. This applies if the data is no longer necessary for its original purpose, if you withdraw consent, or if the data was unlawfully processed.
  4. Right to Restrict Processing: You can request a restriction on the processing of your data in specific situations, such as when you contest its accuracy or object to its use.
  5. Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format and to transfer it to another controller.
  6. Right to Object: You can object to the processing of your personal data, particularly for direct marketing purposes.
  7. Right Not to Be Subject to Automated Decisions: You have the right not to be subject to decisions based solely on automated processing, including profiling, that significantly affect you.

If you wish to exercise any of these rights or have complaints about how your data is being processed, you can contact the Data Protection Authority (DPA) in your country. You also have the right to file a complaint directly with the DPA if you believe your data protection rights have been violated.


Privacy Rights in Italy and France

Italy

In Italy, data protection is governed by Legislative Decree 196/2003 (Personal Data Protection Code) and the GDPR. Key rights include:

  • Right of Access: Obtain confirmation and details about your data processing.
  • Right to Rectification: Correct inaccurate or incomplete data.
  • Right to Erasure: Request deletion of your data under specific conditions.
  • Right to Data Portability: Receive and transfer your data to another controller.
  • Right to Object: Object to the processing of your data, especially for direct marketing.

Data Protection Authority: The Garante per la protezione dei dati personali oversees data protection in Italy. Contact:

France

In France, data protection is regulated by the Data Protection Act of 1978 (revised in 2018) and the GDPR. Key rights include:

  • Right of Access: Know if your data is being processed and access it.
  • Right to Rectification: Correct inaccurate data.
  • Right to Erasure: Request deletion of your data under specific conditions.
  • Right to Object and Withdraw Consent: Object to data processing or withdraw consent at any time.
  • Right to Restrict Processing: Limit the use of your data in certain situations.
  • Right to Data Portability: Receive and transfer your data.

Data Protection Authority: The Commission Nationale de l’Informatique et des Libertés (CNIL) oversees data protection in France. Contact:


Privacy Rights in Spain

In Spain, data protection is governed by the Organic Law on Personal Data Protection and Guarantee of Digital Rights (LOPDGDD) and the GDPR. Key rights include:

  • Right of Access: Know if your data is being processed and access it.
  • Right to Rectification: Correct inaccurate data.
  • Right to Erasure: Request deletion of your data under specific conditions.
  • Right to Object: Object to the processing of your data.
  • Right to Data Portability: Receive and transfer your data.

Data Protection Authority: The Agencia Española de Protección de Datos (AEPD) oversees data protection in Spain. Contact:

  • Phone: +34 913 996 200
  • Website: AEPD

Contact Information for EU Authorities

For more information about your rights under the GDPR or to file a complaint, you can contact the European Commission:


Australia: Privacy and Data Protection Rights

In Australia, privacy and data protection are governed by the Privacy Act 1988, which includes the Australian Privacy Principles (APPs). Key rights include:

  • Right of Access: Access your personal data held by organizations.
  • Right to Correction: Request corrections to inaccurate or incomplete data.
  • Right to Complain: File a complaint with the Office of the Australian Information Commissioner (OAIC) if your privacy rights are violated.

Data Protection Authority: The OAIC oversees data protection in Australia. Contact:

Key Aspects of the Privacy Act in Australia

The Privacy Act 1988 governs data protection in Australia and includes the Australian Privacy Principles (APPs). These principles ensure that organizations handle personal information responsibly and transparently. Key aspects include:

1. Data Collection

Entities covered by the Privacy Act must:

  • Collect personal information only with consent.
  • Ensure data collection is fair, transparent, and for a legitimate purpose.

2. Use and Disclosure

Personal information can only be used or disclosed for the purpose it was collected, unless:

  • The individual provides consent for other uses.
  • The use or disclosure is required or permitted by law.

3. Data Integrity

Entities must take reasonable steps to ensure that personal information is:

  • Accurate.
  • Up-to-date.
  • Complete.

4. Access and Correction

Individuals have the right to:

  • Access their personal information.
  • Request corrections if the data is incorrect, outdated, incomplete, irrelevant, or misleading.

5. Security Measures

Entities must protect personal information from:

  • Loss.
  • Unauthorized access, use, modification, or disclosure.

Additionally, information that is no longer needed must be destroyed or de-identified.

6. Transparency

Organizations must:

  • Have a clear and accessible privacy policy.
  • Make this policy available to the public.

Notifiable Data Breaches (NDB) Scheme

The Privacy Amendment (Notifiable Data Breaches) Act 2017 introduced the NDB scheme in 2018. Under this scheme:

  • Organizations must notify individuals affected by a data breach that is likely to result in serious harm.
  • The breach must also be reported to the Australian Information Commissioner (OAIC).

Data Protection Authority in Australia

The Office of the Australian Information Commissioner (OAIC) oversees privacy and data protection in Australia. Its responsibilities include:

  • Investigating privacy complaints.
  • Conducting privacy assessments.
  • Monitoring compliance with the NDB scheme.
  • Providing guidance on privacy issues.

Contact Information:

Note: Australian residents are encouraged to be aware of their privacy rights and take proactive steps to manage their personal information. If you believe your privacy has been breached, you can file a complaint with the OAIC.


User Rights in Latin America and Brazil

Data protection laws in Latin America, particularly in Brazil, have gained prominence in recent years. Below is an overview of key rights and regulations:

Brazil – General Data Protection Law (LGPD)

The LGPD (Law No. 13.709), enacted in September 2020, is similar to the EU’s GDPR. It protects fundamental rights of freedom, privacy, and personal development. Key rights under the LGPD include:

  1. Consent: Data collection is only allowed with the user’s explicit consent, which can be withdrawn at any time.
  2. Data Access: Users can request a copy of the data held by an organization.
  3. Data Correction: Users can correct incomplete, inaccurate, or outdated data.
  4. Data Deletion: Users can request the deletion of data that is no longer necessary or relevant.
  5. Data Portability: Users can request their data to be transferred to another service provider.
  6. Data Processing Limitation: Users can limit the use of their data or object to its processing.
  7. Information: Users have the right to clear and complete information about how their data is collected, used, and stored.
  8. Revocation of Consent: Users can revoke consent at any time, making further data processing illegal.

Data Protection Authority: The National Data Protection Authority (ANPD) oversees compliance with the LGPD.


Latin America – Overview of Data Protection Laws

Many Latin American countries have implemented data protection laws inspired by the GDPR. Common rights across the region include:

  • Informed Consent: Data collection requires user consent.
  • Right of Access: Users can access their personal data.
  • Right to Correction: Users can correct inaccurate data.
  • Right to Object: Users can object to data processing.

Below are the key laws and authorities in select Latin American countries:

CountryLawAuthorityContact
BrazilGeneral Data Protection Law (LGPD), Law No. 13,709National Data Protection Authority (ANPD)ANPDanpd@anpd.gov.br
ColombiaLaw 1581 of 2012 and Decree 1377 of 2013Superintendence of Industry and Commerce (SIC)SICcontactenos@sic.gov.co
ArgentinaPersonal Data Protection Law, Law No. 25,326Agency for Access to Public InformationAAIPdatospersonales@aaip.gob.ar
ChileLaw No. 19,628 on the Protection of Private LifeCouncil for TransparencyCouncil for Transparencytransparencia@consejotransparencia.cl
MexicoFederal Law on the Protection of Personal Data Held by Private PartiesNational Institute of Transparency, Access to Information, and Data Protection (INAI)INAIatencion@inai.org.mx
PeruLaw No. 29733, Personal Data Protection LawNational Authority for the Protection of Personal DataANPDPprotecciondedatos@minjus.gob.pe
UruguayLaw No. 18,331, Personal Data Protection LawRegulatory and Control Unit of Personal Data (URCDP)URCDPurcdp@urcdp.gub.uy

Additional Countries and Territories

Country/TerritoryLawAuthorityContact
Puerto RicoPuerto Rico Personal Data Protection ActPuerto Rico Department of Consumer AffairsDACOinfo@daco.pr.gov
JamaicaPersonal Data Protection Act, 2020Office of the Information CommissionerOICinfo@oic.gov.jm
Trinidad and TobagoData Protection Act, 2011Ministry of Legal AffairsMinistry of Legal Affairsinfo@legalaffairs.gov.tt
BarbadosData Protection Act, 2019Data Protection Commissioner’s OfficeData Protection Commissionerinfo@dataprotection.gov.bb
BahamasData Protection (Privacy of Personal Information) Act, 2003Data Protection CommissionData Protection Commissionerdataprotection@bahamas.gov.bs

Rights of American Citizens on USA Lavoro e Credito

At USA Lavoro e Credito (“we,” “our site,” or “our service”), we recognize the importance of privacy, security, and data protection for our users, especially those residing in the United States. This section outlines the specific rights that American citizens have regarding the use of their personal data, in compliance with applicable federal and state laws, including specific guidelines from states with their own privacy legislation.

We are committed to ensuring that all users can exercise their privacy rights, even though we do not collect identifiable personal information during standard use of our site.

For more details, please visit our dedicated pages:


Rights of American Residents

Under applicable laws, residents of the United States may have specific rights related to their personal information, including:

  • Access: The right to know what personal information is collected.
  • Correction: The right to correct inaccurate or incomplete data.
  • Deletion: The right to request the deletion of personal information.
  • Portability: The right to receive a copy of your data in a portable format.

While we do not collect identifiable personal information, we are committed to upholding these rights and ensuring transparency in our data practices.


Specific State Guidelines

Data privacy laws in the United States vary by state, with some states enacting their own regulations to protect residents’ personal information. Below are key state-specific laws:

1. California – California Consumer Privacy Act (CCPA)

California is a leader in data privacy laws. The CCPA grants California residents the following rights:

  • Right to Know: Request information about the personal data collected, used, and shared.
  • Right to Delete: Request deletion of personal data, subject to certain exceptions.
  • Right to Opt-Out: Opt out of the sale of personal information.
  • Right to Non-Discrimination: Not be discriminated against for exercising privacy rights.

2. New York – Children’s Online Privacy Protection Act (COPPA)

New York requires websites and online services to obtain parental consent before collecting personal information from children under 13.

3. Illinois – Biometric Information Privacy Act (BIPA)

Illinois regulates the collection and storage of biometric information, such as fingerprints, retina scans, and facial recognition.

4. Washington – Washington Consumer Privacy Act (WCPA)

The proposed WCPA would provide rights similar to the CCPA, including access, correction, deletion, and opt-out rights.

5. Massachusetts – Data Security Law

Massachusetts requires businesses to implement comprehensive information security programs to protect residents’ personal information.

6. Virginia – Virginia Consumer Data Protection Act (CDPA)

The CDPA grants Virginia residents rights similar to the CCPA, including access, correction, deletion, and data portability.

7. Colorado – Colorado Consumer Privacy Act (CPA)

The CPA offers protections similar to the CCPA and CDPA, with additional requirements for consent and data use limitations.

8. Nevada – Online Privacy Law

Nevada allows consumers to opt out of the sale of their personal information by website operators.


Use of Cookies and Similar Technologies

We use cookies and related technologies to collect data about:

  • Location: To provide content relevant to your geographical area.
  • Device Type: To optimize your browsing experience.
  • Browsing Behavior: To analyze site traffic and improve our services.

This data is collected and used in a way that does not personally identify any user.

By using our site, you acknowledge that you have read and understood this privacy policy and the rights you have as an American resident. We will continue to update this policy as necessary to comply with applicable laws and regulations and to protect our users’ data.


California Residents: Your California Privacy Rights

Under the California Consumer Privacy Act (CCPA), California residents have the following rights regarding their personal information:

1. Right to Know and Access

You can request that we disclose:

  • The categories of personal information collected about you.
  • The sources of this information.
  • The business or commercial purpose for collecting it.
  • The categories of third parties with whom it is shared.
  • The specific pieces of personal information collected.

If we sold or disclosed your personal information, we will provide two separate lists:

  • Sales: Categories of personal information sold and the recipients.
  • Disclosures: Categories of personal information disclosed for business purposes.

2. Right to Delete

You can request that we delete your personal information, subject to certain exceptions. Once we confirm your request, we will delete your data and direct our service providers to do the same.

3. Right to Non-Discrimination

You have the right not to be discriminated against for exercising your privacy rights under the CCPA.

4. Right to Opt-Out of Sale

You can direct us not to sell your personal information.

5. Notice of Financial Incentives

You have the right to be notified of any financial incentives offered for the collection, sale, or deletion of your personal information.

6. Authorized Agent

You can designate an authorized agent to make a CCPA request on your behalf.

To Exercise Your Rights:
Submit a verifiable consumer request by:

Only you or someone legally authorized to act on your behalf may make a request.


Additional California Privacy Rights

1. California’s “Shine the Light” Law (Civil Code § 1798.83)

California residents with an established business relationship with us can request information once a year about the sharing of their personal data with third parties for direct marketing purposes.

2. California Online Privacy Protection Act (CalOPPA)

CalOPPA requires commercial websites to post a privacy policy detailing the information collected and shared. We comply with this law by providing a clear and accessible privacy policy.

3. Do Not Track (DNT) Settings

We honor Do Not Track signals and do not track, plant cookies, or use advertising when a DNT browser mechanism is in place.

4. Protection of Minors

In compliance with the California Online Privacy Protection Act, we prohibit the registration of children under 18 for services requiring the submission of personal data. If we discover that personal data of minors has been collected without parental consent, we will take steps to delete it.

Parents or guardians can contact us at networknewsinc@gmail.com to request the deletion of their child’s personal information.

5. Section 1789.3 of the California Civil Code

California users have the right to the following notice:
The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs can be contacted at:

  • Address: 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834
  • Phone: (916) 445-1254 or (800) 952-5210
  • Website: California DCA

Commitment to the CCPA

At USA Lavoro e Credito, we fully respect consumer rights under the CCPA and provide transparency about our data collection, use, and sharing practices. We do not sell personal information to third parties and ensure that data is collected and used fairly and transparently.

Limitation on Data Collection

We collect only the information necessary to fulfill the legitimate purposes of our operations and services, adhering to the principle of data minimization.

Protection of Minors

In compliance with the CCPA and the Children’s Online Privacy Protection Act (COPPA), we do not knowingly collect personal data from children under 13. If we become aware of such collection, we will take steps to remove the information.


Contact Us

If you have questions, concerns, or would like to exercise your rights under the CCPA, please contact us: